{"id":12167,"date":"2025-08-02T04:24:43","date_gmt":"2025-08-02T08:24:43","guid":{"rendered":"https:\/\/divulguems.com.br\/?p=12167"},"modified":"2025-08-02T04:24:43","modified_gmt":"2025-08-02T08:24:43","slug":"conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master","status":"publish","type":"post","link":"https:\/\/divulguems.com.br\/?p=12167","title":{"rendered":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master"},"content":{"rendered":"<\/p>\n<p><a class=\"\" href=\"https:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2025-08\/conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master\"><br \/>\n                    <img decoding=\"async\" src=\"https:\/\/cdn.jsdelivr.net\/gh\/sergiosdlima\/assets-ebc@1.0.0\/abr\/assets\/images\/logo-agenciabrasil.svg\" alt=\"Logo Ag\u00eancia Brasil\"><br \/>\n\t\t\t\t<\/a><\/p>\n<p>Em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (1\u00ba), o <strong>Conselho Monet\u00e1rio Nacional (CMN) apertou as institui\u00e7\u00f5es financeiras para poderem se associar ao Fundo Garantidor de Cr\u00e9ditos (FGC)<\/strong>.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1652981&#038;o=rss\"><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1652981&#038;o=rss\"><\/p>\n<p>Entidade privada gerida pelos bancos associados, mas regulada pelo CMN, o <strong>FGC garante os saldos em conta e os investimentos de pessoas f\u00edsicas e jur\u00eddicas de at\u00e9 R$ 250 mil para cada institui\u00e7\u00e3o financeira, com limite global de at\u00e9 R$ 1 milh\u00e3o em quatro anos<\/strong>. O <strong>dinheiro \u00e9 pago aos investidores em caso de quebra ou liquida\u00e7\u00e3o da institui\u00e7\u00e3o financeira<\/strong>.<\/p>\n<\/p>\n<h3>Not\u00edcias relacionadas:<\/h3>\n<ul>\n<li><a href=\"https:\/\/agenciabrasil.ebc.com.br\/justica\/noticia\/2025-05\/justica-suspende-decisao-que-barrou-compra-do-banco-master-pelo-brb\">Justi\u00e7a suspende decis\u00e3o que barrou compra do Banco Master pelo BRB .<\/a><\/li>\n<\/ul>\n<p>Prevista para entrarem em vigor em 1\u00ba de junho de 2026, as <strong>novas regras foram definidas ap\u00f3s<\/strong> o <a href=\"https:\/\/agenciabrasil.ebc.com.br\/justica\/noticia\/2025-04\/ministerio-publico-do-df-investigara-compra-do-banco-master-pelo-brb\" target=\"_blank\">caso do Banco Master, cuja compra pelo Banco do Bras\u00edlia (BRB) \u00e9 alvo de a\u00e7\u00f5es judiciais e \u00e9 investigada pelo Minist\u00e9rio P\u00fablico<\/a>. O Banco Central (BC), no entanto, n\u00e3o informou se outros bancos ser\u00e3o afetados, al\u00e9m do Master.<\/p>\n<p>As<strong> normas procuram inibir condutas agressivas na capta\u00e7\u00e3o de recursos por institui\u00e7\u00f5es financeiras, que oferecem investimentos como Certificados de Dep\u00f3sito Banc\u00e1rio (CDB) e t\u00edtulos privados<\/strong> e prometem retornos mais altos que a m\u00e9dia do mercado.<\/p>\n<p>Para poderem pagar o retorno oferecido, essas institui\u00e7\u00f5es fazem investimentos arriscados, que podem provocar problemas e crises de liquidez (falta de dinheiro para pagar os donos dos CDB) caso as aplica\u00e7\u00f5es n\u00e3o deem certo.<\/p>\n<h2>Alavancagem<\/h2>\n<p>A<strong> principal mudan\u00e7a diz respeito ao grau de alavancagem das institui\u00e7\u00f5es financeiras participantes do FGC<\/strong>. Por meio da alavancagem, uma institui\u00e7\u00e3o pega dinheiro emprestado para investir, multiplicando o valor aplicado, por\u00e9m expondo-se a mais riscos.<\/p>\n<p>A <strong>partir de junho do pr\u00f3ximo ano, a institui\u00e7\u00e3o associada ao FGC que estiver excessivamente alavancada, com valor de refer\u00eancia superior a 10 vezes o Patrim\u00f4nio L\u00edquido Ajustado, dever\u00e1 aplicar o excedente de recursos em t\u00edtulos p\u00fablicos federais<\/strong>, considerados investimentos seguros.<\/p>\n<p>A <strong>medida reduz a exposi\u00e7\u00e3o a riscos excessivos pela institui\u00e7\u00e3o financeira<\/strong> que capta recursos dos investidores para aplicar em outros ativos.<\/p>\n<p>A <strong>mudan\u00e7a pretende reduzir brechas que permitiam \u00e0s institui\u00e7\u00f5es associadas ao FGC arriscarem-se excessivamente no mercado financeiro<\/strong>. Nos \u00faltimos anos, o <strong>Banco Master ofereceu rendimentos do CDB muito acima da m\u00e9dia do mercado para atrair clientes<\/strong>, por\u00e9m com ativos problem\u00e1ticos para pagar esses rendimentos, como precat\u00f3rios (d\u00edvidas de governos com senten\u00e7a judicial definitiva).<\/p>\n<p>Na pr\u00e1tica, o modelo exige a confian\u00e7a de que a institui\u00e7\u00e3o usar\u00e1 as garantias do FGC caso os precat\u00f3rios sejam insuficientes, pressionando o uso do Fundo Garantidor.<\/p>\n<h2>Contribui\u00e7\u00f5es<\/h2>\n<p><strong>Custeado pelas institui\u00e7\u00f5es associadas ao mecanismo, o FGC ter\u00e1 uma mudan\u00e7a nas contribui\u00e7\u00f5es mensais<\/strong>. O CMN aprimorou as regras da contribui\u00e7\u00e3o adicional (CA).<\/p>\n<p>Todas as institui\u00e7\u00f5es associadas pagam ao FGC 0,01% a cada m\u00eas do total dos dep\u00f3sitos que podem ser protegidos pelo fundo. As institui\u00e7\u00f5es com perfil mais arriscado precisam contribuir com uma taxa extra, chamada de contribui\u00e7\u00e3o adicional.<\/p>\n<p>Pela decis\u00e3o do CMN, o <strong>multiplicador da contribui\u00e7\u00e3o adicional subiu de 0,01% para 0,02%<\/strong>. A raz\u00e3o entre o valor de refer\u00eancia (VR) e as capta\u00e7\u00f5es de refer\u00eancia, que definem que pagar\u00e1 a taxa extra, caiu de 75% para 60%.<\/p>\n<p>O valor de refer\u00eancia representa o saldo dos dep\u00f3sitos cobertos pelo FGC, enquanto a capta\u00e7\u00e3o de refer\u00eancia representa o total de dep\u00f3sitos na institui\u00e7\u00e3o. Com a mudan\u00e7a, se o saldo eleg\u00edvel ao FGC representar 60% do total, a institui\u00e7\u00e3o passar\u00e1 a pagar a contribui\u00e7\u00e3o extra.<\/p>\n<h2>Justificativa<\/h2>\n<p>Em nota, o <strong>BC informou que os aprimoramentos propostos reduzem o risco moral (incentivos para que uma institui\u00e7\u00e3o quebre porque receber\u00e1 ajuda), mas n\u00e3o prejudicam o crescimento org\u00e2nico das institui\u00e7\u00f5es <\/strong>nem a concorr\u00eancia no setor financeiro.<\/p>\n<blockquote>\n<p>\u201cFica preservada a expans\u00e3o da capta\u00e7\u00e3o sujeita \u00e0s garantias, contanto que o desempenho da institui\u00e7\u00e3o resulte em aumento em seu patrim\u00f4nio l\u00edquido ajustado (PLA) \u2013 por meio de maiores resultados e atra\u00e7\u00e3o de capital \u2013 ou desde que a institui\u00e7\u00e3o expanda suas capta\u00e7\u00f5es de maneira diversificada, incluindo tamb\u00e9m outros instrumentos e investimentos n\u00e3o sujeitos \u00e0 garantia do FGC\u201d, explicou o BC.<\/p>\n<\/blockquote>\n<p>Presidido pelo ministro da Fazenda, Fernando Haddad, o CMN tamb\u00e9m \u00e9 composto pela ministra do Planejamento e Or\u00e7amento, Simone Tebet, e pelo presidente do BC, Gabriel Gal\u00edpolo.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (1\u00ba), o Conselho Monet\u00e1rio Nacional (CMN) apertou as institui\u00e7\u00f5es financeiras para poderem se associar ao Fundo Garantidor de Cr\u00e9ditos (FGC). Entidade privada gerida pelos bancos associados, mas regulada pelo CMN, o FGC garante os saldos em conta e os investimentos de pessoas f\u00edsicas e jur\u00eddicas de at\u00e9 R$ 250 mil [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12168,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[],"class_list":["post-12167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguranca-e-justica"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.6 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master - Divulgue MS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/divulguems.com.br\/?p=12167\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master\" \/>\n<meta property=\"og:description\" content=\"Em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (1\u00ba), o Conselho Monet\u00e1rio Nacional (CMN) apertou as institui\u00e7\u00f5es financeiras para poderem se associar ao Fundo Garantidor de Cr\u00e9ditos (FGC). Entidade privada gerida pelos bancos associados, mas regulada pelo CMN, o FGC garante os saldos em conta e os investimentos de pessoas f\u00edsicas e jur\u00eddicas de at\u00e9 R$ 250 mil [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/divulguems.com.br\/?p=12167\" \/>\n<meta property=\"og:site_name\" content=\"Divulgue MS\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/portalinfocobrasil\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-02T08:24:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.jsdelivr.net\/gh\/sergiosdlima\/assets-ebc@1.0.0\/abr\/assets\/images\/logo-agenciabrasil.svg\" \/>\n<meta name=\"author\" content=\"gestormovie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"gestormovie\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167\"},\"author\":{\"name\":\"gestormovie\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#\\\/schema\\\/person\\\/85cb29f0608083b8ae66501ac547eec3\"},\"headline\":\"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master\",\"datePublished\":\"2025-08-02T08:24:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167\"},\"wordCount\":765,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg\",\"articleSection\":[\"Seguran\u00e7a e Justi\u00e7a\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167\",\"url\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167\",\"name\":\"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master - Divulgue MS\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg\",\"datePublished\":\"2025-08-02T08:24:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/divulguems.com.br\\\/?p=12167\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#primaryimage\",\"url\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg\",\"contentUrl\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg\",\"width\":1600,\"height\":800,\"caption\":\"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/?p=12167#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/divulguems.com.br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#website\",\"url\":\"https:\\\/\\\/divulguems.com.br\\\/\",\"name\":\"Portal Infoco Brasil\",\"description\":\"L\u00edder de audi\u00eancia.\",\"publisher\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/divulguems.com.br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#organization\",\"name\":\"Portal Infoco Brasil\",\"url\":\"https:\\\/\\\/divulguems.com.br\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/LOGO-PNG-AZUL.png\",\"contentUrl\":\"https:\\\/\\\/divulguems.com.br\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/LOGO-PNG-AZUL.png\",\"width\":1166,\"height\":475,\"caption\":\"Portal Infoco Brasil\"},\"image\":{\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/portalinfocobrasil\",\"https:\\\/\\\/www.instagram.com\\\/portalinfocobrasil\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/divulguems.com.br\\\/#\\\/schema\\\/person\\\/85cb29f0608083b8ae66501ac547eec3\",\"name\":\"gestormovie\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g\",\"caption\":\"gestormovie\"},\"sameAs\":[\"https:\\\/\\\/divulguems.com.br\"],\"url\":\"https:\\\/\\\/divulguems.com.br\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master - Divulgue MS","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/divulguems.com.br\/?p=12167","og_locale":"pt_BR","og_type":"article","og_title":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master","og_description":"Em reuni\u00e3o extraordin\u00e1ria nesta sexta-feira (1\u00ba), o Conselho Monet\u00e1rio Nacional (CMN) apertou as institui\u00e7\u00f5es financeiras para poderem se associar ao Fundo Garantidor de Cr\u00e9ditos (FGC). Entidade privada gerida pelos bancos associados, mas regulada pelo CMN, o FGC garante os saldos em conta e os investimentos de pessoas f\u00edsicas e jur\u00eddicas de at\u00e9 R$ 250 mil [&hellip;]","og_url":"https:\/\/divulguems.com.br\/?p=12167","og_site_name":"Divulgue MS","article_publisher":"https:\/\/www.facebook.com\/portalinfocobrasil","article_published_time":"2025-08-02T08:24:43+00:00","og_image":[{"url":"https:\/\/cdn.jsdelivr.net\/gh\/sergiosdlima\/assets-ebc@1.0.0\/abr\/assets\/images\/logo-agenciabrasil.svg","type":"","width":"","height":""}],"author":"gestormovie","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"gestormovie","Est. tempo de leitura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/divulguems.com.br\/?p=12167#article","isPartOf":{"@id":"https:\/\/divulguems.com.br\/?p=12167"},"author":{"name":"gestormovie","@id":"https:\/\/divulguems.com.br\/#\/schema\/person\/85cb29f0608083b8ae66501ac547eec3"},"headline":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master","datePublished":"2025-08-02T08:24:43+00:00","mainEntityOfPage":{"@id":"https:\/\/divulguems.com.br\/?p=12167"},"wordCount":765,"commentCount":0,"publisher":{"@id":"https:\/\/divulguems.com.br\/#organization"},"image":{"@id":"https:\/\/divulguems.com.br\/?p=12167#primaryimage"},"thumbnailUrl":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/08\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg","articleSection":["Seguran\u00e7a e Justi\u00e7a"],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/divulguems.com.br\/?p=12167#respond"]}]},{"@type":"WebPage","@id":"https:\/\/divulguems.com.br\/?p=12167","url":"https:\/\/divulguems.com.br\/?p=12167","name":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master - Divulgue MS","isPartOf":{"@id":"https:\/\/divulguems.com.br\/#website"},"primaryImageOfPage":{"@id":"https:\/\/divulguems.com.br\/?p=12167#primaryimage"},"image":{"@id":"https:\/\/divulguems.com.br\/?p=12167#primaryimage"},"thumbnailUrl":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/08\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg","datePublished":"2025-08-02T08:24:43+00:00","breadcrumb":{"@id":"https:\/\/divulguems.com.br\/?p=12167#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/divulguems.com.br\/?p=12167"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/divulguems.com.br\/?p=12167#primaryimage","url":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/08\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg","contentUrl":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/08\/12167-conselho-monetario-aperta-regras-do-fgc-apos-caso-do-banco-master.jpg","width":1600,"height":800,"caption":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master"},{"@type":"BreadcrumbList","@id":"https:\/\/divulguems.com.br\/?p=12167#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/divulguems.com.br\/"},{"@type":"ListItem","position":2,"name":"Conselho Monet\u00e1rio aperta regras do FGC ap\u00f3s caso do Banco Master"}]},{"@type":"WebSite","@id":"https:\/\/divulguems.com.br\/#website","url":"https:\/\/divulguems.com.br\/","name":"Portal Infoco Brasil","description":"L\u00edder de audi\u00eancia.","publisher":{"@id":"https:\/\/divulguems.com.br\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/divulguems.com.br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/divulguems.com.br\/#organization","name":"Portal Infoco Brasil","url":"https:\/\/divulguems.com.br\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/divulguems.com.br\/#\/schema\/logo\/image\/","url":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/04\/LOGO-PNG-AZUL.png","contentUrl":"https:\/\/divulguems.com.br\/wp-content\/uploads\/2025\/04\/LOGO-PNG-AZUL.png","width":1166,"height":475,"caption":"Portal Infoco Brasil"},"image":{"@id":"https:\/\/divulguems.com.br\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/portalinfocobrasil","https:\/\/www.instagram.com\/portalinfocobrasil"]},{"@type":"Person","@id":"https:\/\/divulguems.com.br\/#\/schema\/person\/85cb29f0608083b8ae66501ac547eec3","name":"gestormovie","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1a363cacdce58d5745359cac63cadf7cee0b34c09ab5adc6e07dafbc1ad3ceef?s=96&d=mm&r=g","caption":"gestormovie"},"sameAs":["https:\/\/divulguems.com.br"],"url":"https:\/\/divulguems.com.br\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/posts\/12167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12167"}],"version-history":[{"count":0,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/posts\/12167\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=\/wp\/v2\/media\/12168"}],"wp:attachment":[{"href":"https:\/\/divulguems.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/divulguems.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}